Short-term disability
Acme provides company-paid coverage that pays you a disability benefit for up to 26 weeks.
The loss of income due to illness or injury can cause serious financial hardship for your family. Disability insurance, provided through Unum, replaces a portion of your income to help you continue paying your bills and meeting your financial obligations during this difficult time.
2020 disability insurance plans
Long-term disability
Long-term coverage protects you from the financial impact of an extended disability.
- Coverage is automatic and company-paid; no need to enroll.
- Benefits begin after two weeks of disability.
- Pays 60% of your salary, up to a maximum of $1,000 per week.
- Benefits end after 26 weeks.
- Coverage is automatic and company-paid; no need to enroll.
- Benefits begin after you have been disabled for 26 weeks.
- Pays 50% of your salary, up to a maximum of $3,000 per month.
LTD buy-up
- Coverage is optional and employee-paid; you can enroll on the Acme Enrollment website as a new hire or during Open Enrollment.
- You may choose to purchase an additional 10% of LTD insurance to receive a total of 70% of your salary, up to a maximum of $5,000 per month.